loanifyusa.com PRIVACY POLICY
Effective: February 26, 2018This Privacy Policy (the “Policy”) applies to the loanifyusa.com website (the
“Website”). It tells users (“you”) of the Website and the services
it provides about the information collected by the Website and how the Website uses and shares this
information.
The Information loanifyusa.com Information We Collect
loanifyusa.com collects both information that may identify a particular individual
(“Personally Identifiable Information”) and anonymous information that cannot be
associated with a specific individual (“non-Personally Identifiable Information”)
from or about users of its websites.
Personally Identifiable Information
loanifyusa.com collects Personally Identifiable Information when you provide it through your
use of the Website, such as by completing one or more stages of an online registration (a
“Registration”) requesting a loan offer from a lender participating in
loanifyusa.com’s lender network (a “Lender Partner”) or by sending questions
to loanifyusa.com via the Website. The types of Personally Identifiable Information
loanifyusa.com collects include: name, physical address, telephone number, social security
number, email address, date of birth, driver’s license number and state, information about home
ownership, citizenship status, employment information, active military information, amount and
frequency of pay checks, and information about your banking account.
Non-Personally Identifiable Information
The types of non-Personally Identifiable Information that loanifyusa.com collects (either
directly, through the use of “cookies” or through the use of a third party tracking
system) include: the IP address of the computer making the request; your browser type and language;
access times; information about areas of the site visited by users of the site; information about
the links that users may select to visit on the site. IP addresses are not usually associated with
your personal computer, but with a portal through which you accessed the Internet. IP addresses are
not linked to Personally Identifiable Information. A “cookie” is a piece of
information a website sends to your computer while you are viewing a website to remember who you are
without personally identifying you.
loanifyusa.com may share this non-Personally Identifiable Information with its suppliers and
other third parties for the purpose of website statistical and trend analysis. This information is
not linked to any Personally Identifiable Information.
Information Collected by Third Parties
loanifyusa.com may allow third parties, including advertising partners and personal loan
lenders, to display advertisements on the Website. These companies may use tracking technologies,
including cookies, to collect information about users of the Website who view or interact with these
advertisements. loanifyusa.com does not provide Personally Identifiable Information to these
third parties.
How We Use Personally Identifiable Information
loanifyusa.com uses the Personally Identifiable Information you provide through the Website in
order to deliver the products or services you have requested; provide you with customer support;
communicate with you by email, postal mail, telephone, and/or mobile devices (including through
short messaging services, or “SMS”) about products or services that may be of
interest to you either from loanifyusa.com, Lender Partners, other third party lenders,
loanifyusa.com’s marketing partners, or other third parties; display advertising tailored to
your interests or background; perform data and statistical analysis on use of the website; enforce
loanifyusa.com’s terms and conditions, and perform any other functions otherwise described to
you at the time loanifyusa.com collects the information.
loanifyusa.com may review and use your financial information and your social security number
to connect you with Lender Partners or other third party lenders with whom loanifyusa.com has
a business relationship. loanifyusa.com may also review your financial information and social
security number to verify your identify and protect against possible fraudulent transactions.
Sharing Your Personally Identifiable Information
loanifyusa.com may share your Personally Identifiable Information (including, without
limitation, your financial account information and social security number) with Lender Partners and
other third party lenders with whom loanifyusa.com has a business relationship. These third
party lenders may use your Personally Identifiable Information to offer you a personal loan or to
communicate with you about other business or marketing offers. In addition, loanifyusa.com
may share your Personally Identifiable Information (including your financial account information and
social security number) with unaffiliated third party marketers and list managers with whom
loanifyusa.com has a business relationship.
Any third parties with whom loanifyusa.com shares Personally Identifiable Information may have
their own policies which describe how they use and disclose your information. Those policies will
govern the use, handling, and disclosure of your information once loanifyusa.com has
transferred or shared it with those third parties as described in this Policy or the
loanifyusa.com Terms and
Conditions.
loanifyusa.com will disclose your Personally Identifiable Information in response to a
subpoena or similar investigative demand, a court order, or a request for cooperation from a law
enforcement agency or other government agency; to establish or exercise our legal rights; to defend
against legal claims; or as otherwise required by law. loanifyusa.com will disclose your
Personally Identifiable Information when loanifyusa.com believes disclosure is necessary to
investigate, prevent, or take action regarding illegal activity, suspected fraud, or other
wrongdoing; to protect and defend the rights, property, or safety of loanifyusa.com’s parent
company, its employees, its website users, or others; or to enforce the Terms and Conditions or other agreements or policies.
In addition, loanifyusa.com may transfer Personally Identifiable Information to an entity
acquiring all or substantially all of its parent company’s stock or assets.
Links to Third Party Websites
loanifyusa.com may provide links or automatically redirect you to third party websites that do
not operate under this Policy. For example, if you click on an advertisement presented on our site,
you may be taken to a website that loanifyusa.com does not operate or control. You should
review the privacy statements and terms of use of all third party websites you access. These third
party websites may independently solicit and collect information from you. On occasion, those third
party websites may provide loanifyusa.com with information about your use of those sites.
Changes
The Website’s policies, content, information, promotions, disclosures, disclaimers and features may
be revised, modified, updated, and/or supplemented at any time and without prior notice at
loanifyusa.com’s sole and absolute discretion. Changes to this Policy will be posted on the
Website and loanifyusa.com will revise the “Effective” date at the top of
this policy. You should review this Policy each time you access the Website. If
loanifyusa.com makes any material changes in the way it collects, uses, and/or shares
personal information that may impact you, loanifyusa.com will notify you by prominently
posting notice of the changes on this website.
Children’s Privacy
The Website is not intended for use by anyone under the age of 18 or the age of majority in your
jurisdiction. loanifyusa.com does not knowingly collect Personally Identifiable Information
from children under the age of 18.
Security
loanifyusa.com has put in place physical, procedural, and technological security measures to
help prevent unauthorized access to and improper use of the information loanifyusa.com
collects online. For example, only authorized employees and authorized third parties are permitted
to access Personally Identifiable Information, and they may do so only for permitted business
functions. No website or Internet network can be completely secure. Although loanifyusa.com
takes steps to secure your information, loanifyusa.com does not guarantee, and you should not
expect, that your personal information, searches, or other communications will always remain
secure.
Accessing Your Personally Identifiable Information
If you would like to review and/or request changes to the Personally Identifiable Information that
loanifyusa.com has collected about you through your use of the Website, please contact
loanifyusa.com by writing or sending email to the addresses below.
Privacy Rights of California Residents: Companies
that collect Personally Identifiable Information from California residents and disclose such
information to third parties (including affiliated entities) for marketing purposes must, in
response to a request by a consumer, either (1) provide a list detailing the categories of
information shared and the entities to which such information was provided, or (2) provide a
mechanism by which a consumer may opt out of having his or her information shared with third
parties. loanifyusa.com has elected the second option, and you may opt out by completing one
or more forms on our Opt Out page.
California residents are also entitled to know that they may file grievances and complaints with
California Department of Consumer Affairs, 400 R Street, Suite 1080, Sacramento, CA 95814; or by
phone at 916-445-1254 or 800-952-5210; or by email to dca@dca.ca.gov.
Contact
If you have questions, comments, or concerns regarding our Privacy Statement, please write to us or
click below to contact us.
loanifyusa.com
1125 E. Broadway #545,
Glendale, California 91205
