Consumer Advisory: APR Rates Range From 5.99% to 35.99% Maximum APR for qualified consumers

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Representative example: $1,000 loan over a 12-month term would have a total cost, including interest, a total payback amount of $1,134.72. APR 29.82%. Rates between 5.99% APR and 35.99% APR for qualified customers***. Loan term lengths from 3 to 36 months for qualified consumers.

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    See the cash in your account as soon as the next business day.

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Rates and fees

Loanifyusa.com is not a lender or a loan broker. We do not make loan decisions. We are a loan connect system. We connect consumers who are looking for payday loans or small installment loans to lenders who may be able to help by offering a loan to qualified consumers.

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Detailed APR Cost Examples

Below are example costs based on different loan amounts, interest rates, and terms.

Loan Amount $1,000 $2,000 $2,500 $5,000
Interest Rate 24.00%19.00%16.00%13.00%
Loan Term 12 months24 months36 months48 months
Fee 3.00%5.00%10.00%12.00%
Monthly Payment $94.56$100.82$87.89$131.67
APR 29.82%24.12%22.93%18.23%
Total Payments $1,134.72$2,419.68$3,164.13$6,320.12
Total Cost $164.72$519.68$914.13$1,920.12
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